A few weeks ago I had the pleasure of meeting with a new couple for a consultation. After years of hard work and disciplined saving, they’ve turned the page to
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Medicare is the federal government’s health insurance program for those over age 65 or for certain individuals who are disabled. There are four “parts”: Part
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Years ago, the trend was for life insurance agents to sell whole life, universal or variable life insurance policies on the potential to grow the cash value
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Big decisions in life can be intimidating. Some people are great at planning, while others procrastinate. Sometimes we stall because we don’t know where to
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A question we periodically get is, what happens if I or if my spouse has to go in to a nursing home? Will the government take my accounts, my house and my
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I recently met with a hard-working, bright and successful couple via video conference. I’ve gotten to know them more intimately over the past year or so since
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A question we commonly get asked is, When should I begin social security? Should I start early? Or should I start it later? The answer is, it depends.
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If you are in the decades of your life where you are saving for retirement, you may ask whether you should be contributing to a traditional pre-tax IRA or 401(k
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Every now and again, I receive calls asking curious questions about what a person may be able to do with their IRA (Individual Retirement Arrangement). Often
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There is all sorts of advice available to people who may be looking for a new financial advisor. Advocate groups, columnists and even advisors themselves will
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As if divorce or death weren’t tough enough, Congress and the Internal Revenue Service do not make the rules that apply to Individual Retirement Accounts any
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We have all been there: talking about an experience or a position in life with another person who can completely relate and offer great advice because they have
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