What is the biggest debt item on your balance sheet? Your mortgage? A business loan? Something else? Are all your loans paid off and you think you don’t
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Estate planning can be simple or it can be sophisticated. Complexity may arise because of the size of your net worth, but that doesn’t always have to be the
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We are often asked what the ideal time is to begin retirement planning. To be clear, retirement planning and retirement saving are two different things.
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Social security offers a basic level of income to all people covered by the program. During your working years, you pay taxes into the social security system
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I posted a question on social media recently, “ATTENTION LADIES: I am seeking your input! What financial topics do you feel are important to women? Why? Thank
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A question we commonly get asked is, When should I begin social security? Should I start early? Or should I start it later? The answer is, it depends.
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A question I have heard for decades is “Will Social Security be there when I retire?” The answer is yes. Similarly with the 2024 election, I’ve been
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The Social Security program is complex and often misunderstood. If you work and receive a paycheck, you understand that you are paying into the system because
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The Trustees Reports for our Social Security OASDI (Old-Age, Survivors and Disability Insurance) Trust Fund have indicated since 2012 that changes need to be
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I met with a lovely couple for the first time recently who asked me to review their current financial situation and importantly, what it would look like upon
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When a new prospective client calls our office, one of the questions they sometimes ask is “What are your fees?” before they tell us what kind of service they
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When people think of estate planning, they often think of wills and trusts. When people think of legacy planning, they often think of the value of the assets
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